RETENTION PERIODS FOR DOCUMENTS RELATING TO CONSUMER CREDITS
Summary dated 1 September 2021 of the essential legal provisions regarding the retention periods of your archives.
| Documents | Minimum retention period | Format | Start date of the retention period | Act |
|---|---|---|---|---|
| Proof of consultation of the Central Register for Credits to Individuals | Duration of the credit agreement, and at least three years | Paper or other durable support | Conclusion of credit agreement | Article 15 of the Royal Decree of 21 June 2011 amending various acts regarding consumer credit and implementing Articles 5, § 1, second paragraph, and § 2, and 15, third paragraph, of the Consumer Credit Act of 12 June 1991 |
Although we have composed this list with much care, Merak N.V. cannot be held responsible for any errors or any changes made to legislation.