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RETENTION PERIODS FOR DOCUMENTS RELATING TO CONSUMER CREDITS

RETENTION PERIODS FOR DOCUMENTS RELATING TO CONSUMER CREDITS

Summary dated 1 September 2021 of the essential legal provisions regarding the retention periods of your archives.

Documents Minimum retention period Format Start date of the retention period Act
Proof of consultation of the Central Register for Credits to Individuals Duration of the credit agreement, and at least three years Paper or other durable support Conclusion of credit agreement Article 15 of the Royal Decree of 21 June 2011 amending various acts regarding consumer credit and implementing Articles 5, § 1, second paragraph, and § 2, and 15, third paragraph, of the Consumer Credit Act of 12 June 1991

Although we have composed this list with much care, Merak N.V. cannot be held responsible for any errors or any changes made to legislation.

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